ZIP profile

Banking access in ZIP 97544

Oregon · Josephine OR. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 95.0063. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index95.0063
National pressure rank#250 of 20,307
National percentile97.48
State pressure rank#6 of 246
State percentile96.34
Weighted banking-desert geography90.01%
Weighted potential-desert geography9.99%
Population banking-desert exposure88.91%
Population potential-desert exposure11.09%
Allocated population1,888.16
Allocated population in banking deserts1,678.70

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic35.6535.65100.00%LIMITED
Asian non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Black non-Hispanic0.820.000.00%LIMITED
Residents with disabilities309.53260.0184.00%LIMITED
Hispanic154.83153.6799.25%LIMITED
Older residents522.18450.5686.29%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color240.04221.9092.44%LIMITED
Two or more races non-Hispanic48.7432.5866.84%LIMITED
White non-Hispanic1,648.111,456.8088.39%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →