ZIP profile

Banking access in ZIP 97497

Oregon · Josephine OR. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.5997. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.5997
National pressure rank#164 of 20,307
National percentile97.9
State pressure rank#4 of 246
State percentile97.15
Weighted banking-desert geography97.60%
Weighted potential-desert geography0.00%
Population banking-desert exposure94.38%
Population potential-desert exposure0.00%
Allocated population1,536.16
Allocated population in banking deserts1,449.79

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.160.16100.00%LIMITED
Asian non-Hispanic9.539.0795.14%LIMITED
Black non-Hispanic20.9320.9299.92%LIMITED
Residents with disabilities269.28253.4494.12%LIMITED
Hispanic13.2811.2484.63%LIMITED
Older residents519.58497.1495.68%LIMITED
Other race non-Hispanic0.720.000.00%LIMITED
People of color161.82153.2494.70%LIMITED
Two or more races non-Hispanic116.50111.1695.42%LIMITED
White non-Hispanic1,374.341,296.5594.34%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →