ZIP profile

Banking access in ZIP 95709

California · El Dorado CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 80.9504. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index80.9504
National pressure rank#507 of 20,307
National percentile96.21
State pressure rank#41 of 1,479
State percentile94.93
Weighted banking-desert geography65.22%
Weighted potential-desert geography31.46%
Population banking-desert exposure66.10%
Population potential-desert exposure28.40%
Allocated population4,725.50
Allocated population in banking deserts3,123.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic11.295.2846.75%LIMITED
Asian non-Hispanic81.1665.6080.83%LIMITED
Black non-Hispanic9.741.3113.44%LIMITED
Residents with disabilities663.77451.1567.97%LIMITED
Hispanic398.54232.8958.44%LIMITED
Older residents1,229.59859.6869.92%STANDARD
Other race non-Hispanic24.4924.49100.00%LIMITED
People of color658.09438.7466.67%LIMITED
Two or more races non-Hispanic117.1693.4579.76%LIMITED
White non-Hispanic4,067.412,684.9466.01%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →