ZIP profile

Banking access in ZIP 95638

California · Sacramento CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 96.7429. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index96.7429
National pressure rank#191 of 20,307
National percentile97.77
State pressure rank#24 of 1,479
State percentile96.08
Weighted banking-desert geography96.74%
Weighted potential-desert geography0.00%
Population banking-desert exposure97.30%
Population potential-desert exposure0.00%
Allocated population2,190.56
Allocated population in banking deserts2,131.39

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.8825.88100.00%LIMITED
Asian non-Hispanic97.6590.3992.57%LIMITED
Black non-Hispanic87.7487.3599.55%LIMITED
Residents with disabilities285.26271.1895.06%LIMITED
Hispanic455.10435.2295.63%LIMITED
Older residents457.26445.0197.32%LIMITED
Other race non-Hispanic0.250.000.00%LIMITED
People of color728.84697.7295.73%LIMITED
Two or more races non-Hispanic41.4438.1191.95%LIMITED
White non-Hispanic1,461.721,433.6798.08%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →