ZIP profile

Banking access in ZIP 95634

California · El Dorado CA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 56.9732. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index56.9732
National pressure rank#980 of 20,307
National percentile93.87
State pressure rank#65 of 1,479
State percentile93.31
Weighted banking-desert geography13.95%
Weighted potential-desert geography86.05%
Population banking-desert exposure28.70%
Population potential-desert exposure71.30%
Allocated population3,416.56
Allocated population in banking deserts980.69

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic5.771.4725.51%LIMITED
Asian non-Hispanic53.8243.9181.58%LIMITED
Black non-Hispanic16.5911.7770.98%LIMITED
Residents with disabilities769.12201.8826.25%LIMITED
Hispanic525.9465.7412.50%LIMITED
Older residents924.01240.8826.07%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color640.31145.7022.76%LIMITED
Two or more races non-Hispanic38.1922.8159.74%LIMITED
White non-Hispanic2,776.25834.9830.08%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →