ZIP profile

Banking access in ZIP 95623

California · El Dorado CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.1788. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.1788
National pressure rank#3,552 of 20,307
National percentile80.05
State pressure rank#180 of 1,479
State percentile84.11
Weighted banking-desert geography16.18%
Weighted potential-desert geography0.00%
Population banking-desert exposure13.33%
Population potential-desert exposure0.00%
Allocated population3,651.99
Allocated population in banking deserts486.92

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic19.730.000.00%LIMITED
Asian non-Hispanic118.360.000.00%LIMITED
Black non-Hispanic2.350.000.00%LIMITED
Residents with disabilities489.1538.487.87%LIMITED
Hispanic261.1220.667.91%LIMITED
Older residents850.58109.5012.87%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color471.8251.3010.87%LIMITED
Two or more races non-Hispanic60.6430.6450.52%LIMITED
White non-Hispanic3,180.17435.6113.70%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →