ZIP profile

Banking access in ZIP 95589

California · Humboldt CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.0297. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.0297
National pressure rank#182 of 20,307
National percentile97.81
State pressure rank#22 of 1,479
State percentile96.21
Weighted banking-desert geography95.85%
Weighted potential-desert geography2.35%
Population banking-desert exposure89.81%
Population potential-desert exposure6.92%
Allocated population1,003.61
Allocated population in banking deserts901.36

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic7.090.000.00%LIMITED
Asian non-Hispanic0.160.000.00%LIMITED
Black non-Hispanic9.878.8589.70%LIMITED
Residents with disabilities213.58196.3791.94%LIMITED
Hispanic23.5813.6858.01%LIMITED
Older residents387.85355.7291.72%LIMITED
Other race non-Hispanic4.190.000.00%LIMITED
People of color47.8222.5347.12%LIMITED
Two or more races non-Hispanic2.650.000.00%LIMITED
White non-Hispanic955.79878.8391.95%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →