ZIP profile

Banking access in ZIP 95542

California · Humboldt CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 18.5037. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index18.5037
National pressure rank#3,314 of 20,307
National percentile81.23
State pressure rank#172 of 1,479
State percentile84.65
Weighted banking-desert geography17.64%
Weighted potential-desert geography1.72%
Population banking-desert exposure6.67%
Population potential-desert exposure2.14%
Allocated population3,236.46
Allocated population in banking deserts215.82

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.690.000.00%LIMITED
Asian non-Hispanic8.340.000.00%LIMITED
Black non-Hispanic5.422.1239.13%LIMITED
Residents with disabilities549.9147.028.55%LIMITED
Hispanic204.183.281.60%LIMITED
Older residents727.2485.1711.71%LIMITED
Other race non-Hispanic16.300.000.00%LIMITED
People of color326.975.401.65%LIMITED
Two or more races non-Hispanic82.620.000.00%LIMITED
White non-Hispanic2,909.48210.427.23%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →