ZIP profile

Banking access in ZIP 95388

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.1026. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.1026
National pressure rank#7,474 of 20,307
National percentile60.34
State pressure rank#435 of 1,479
State percentile66.87
Weighted banking-desert geography0.03%
Weighted potential-desert geography0.14%
Population banking-desert exposure0.01%
Population potential-desert exposure0.09%
Allocated population15,520.57
Allocated population in banking deserts2.19

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.290.010.06%LIMITED
Asian non-Hispanic652.550.160.02%LIMITED
Black non-Hispanic663.780.030.00%LIMITED
Residents with disabilities1,962.310.360.02%STANDARD
Hispanic10,508.001.000.01%HIGH
Older residents1,748.140.370.02%STANDARD
Other race non-Hispanic6.730.000.00%LIMITED
People of color12,070.611.200.01%HIGH
Two or more races non-Hispanic213.790.010.00%LIMITED
White non-Hispanic3,449.960.990.03%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →