ZIP profile

Banking access in ZIP 95374

California · Merced CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 97.7044. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index97.7044
National pressure rank#154 of 20,307
National percentile97.95
State pressure rank#19 of 1,479
State percentile96.42
Weighted banking-desert geography95.41%
Weighted potential-desert geography4.59%
Population banking-desert exposure92.97%
Population potential-desert exposure7.03%
Allocated population1,838.98
Allocated population in banking deserts1,709.73

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.340.000.00%LIMITED
Asian non-Hispanic26.6723.3487.51%LIMITED
Black non-Hispanic35.3135.31100.00%LIMITED
Residents with disabilities278.39270.7097.24%LIMITED
Hispanic993.94930.5193.62%LIMITED
Older residents285.22271.8095.29%LIMITED
Other race non-Hispanic0.400.40100.00%LIMITED
People of color1,060.82993.7293.67%STANDARD
Two or more races non-Hispanic4.164.16100.00%LIMITED
White non-Hispanic778.16716.0192.01%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →