ZIP profile

Banking access in ZIP 95341

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 30.4605. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index30.4605
National pressure rank#2,401 of 20,307
National percentile85.76
State pressure rank#132 of 1,479
State percentile87.36
Weighted banking-desert geography30.46%
Weighted potential-desert geography0.00%
Population banking-desert exposure34.53%
Population potential-desert exposure0.00%
Allocated population35,107.56
Allocated population in banking deserts12,121.11

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.092.09100.00%LIMITED
Asian non-Hispanic3,636.061,194.7832.86%STANDARD
Black non-Hispanic1,055.38364.5634.54%STANDARD
Residents with disabilities4,315.231,594.2736.95%STANDARD
Hispanic24,574.466,700.3427.27%HIGH
Older residents3,040.211,483.5848.80%STANDARD
Other race non-Hispanic34.8723.8468.39%LIMITED
People of color29,883.098,514.5428.49%HIGH
Two or more races non-Hispanic579.49228.1939.38%LIMITED
White non-Hispanic5,224.473,606.5769.03%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →