ZIP profile

Banking access in ZIP 95340

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.2461. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.2461
National pressure rank#5,494 of 20,307
National percentile70.4
State pressure rank#300 of 1,479
State percentile76.0
Weighted banking-desert geography4.25%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.79%
Population potential-desert exposure0.00%
Allocated population34,768.46
Allocated population in banking deserts970.33

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic159.947.934.96%LIMITED
Asian non-Hispanic2,631.4646.081.75%STANDARD
Black non-Hispanic1,188.037.510.63%STANDARD
Residents with disabilities4,507.54149.093.31%STANDARD
Hispanic16,868.91587.303.48%HIGH
Older residents4,683.89139.852.99%STANDARD
Other race non-Hispanic91.460.420.46%LIMITED
People of color21,819.89654.183.00%HIGH
Two or more races non-Hispanic810.703.560.44%LIMITED
White non-Hispanic12,948.58316.152.44%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →