ZIP profile

Banking access in ZIP 95322

California · Merced CA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 26.4587. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index26.4587
National pressure rank#2,685 of 20,307
National percentile84.35
State pressure rank#139 of 1,479
State percentile86.88
Weighted banking-desert geography0.00%
Weighted potential-desert geography52.92%
Population banking-desert exposure0.00%
Population potential-desert exposure27.09%
Allocated population10,262.27
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic90.060.000.00%LIMITED
Asian non-Hispanic185.600.000.00%LIMITED
Black non-Hispanic15.470.000.00%LIMITED
Residents with disabilities1,852.750.000.00%STANDARD
Hispanic6,212.270.000.00%HIGH
Older residents1,378.670.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color6,553.160.000.00%HIGH
Two or more races non-Hispanic39.980.000.00%LIMITED
White non-Hispanic3,709.110.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →