ZIP profile

Banking access in ZIP 95318

California · Mariposa CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.4974. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.4974
National pressure rank#78 of 20,307
National percentile98.33
State pressure rank#10 of 1,479
State percentile97.03
Weighted banking-desert geography99.50%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.36%
Population potential-desert exposure0.00%
Allocated population1,550.49
Allocated population in banking deserts1,540.55

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.980.000.00%LIMITED
Asian non-Hispanic52.8352.7699.87%LIMITED
Black non-Hispanic91.4591.45100.00%LIMITED
Residents with disabilities149.60147.7298.75%LIMITED
Hispanic277.51276.9899.81%LIMITED
Older residents247.35244.4598.83%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color437.31435.2699.53%LIMITED
Two or more races non-Hispanic14.5514.0796.70%LIMITED
White non-Hispanic1,113.181,105.2999.29%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →