ZIP profile

Banking access in ZIP 95316

California · Stanislaus CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.6671. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.6671
National pressure rank#5,947 of 20,307
National percentile68.16
State pressure rank#327 of 1,479
State percentile74.17
Weighted banking-desert geography2.67%
Weighted potential-desert geography0.00%
Population banking-desert exposure1.36%
Population potential-desert exposure0.00%
Allocated population7,242.67
Allocated population in banking deserts98.54

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.630.63100.00%LIMITED
Asian non-Hispanic229.597.073.08%LIMITED
Black non-Hispanic12.501.189.42%LIMITED
Residents with disabilities796.9616.192.03%LIMITED
Hispanic2,380.9844.791.88%STANDARD
Older residents1,020.8016.491.61%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color2,747.7554.041.97%STANDARD
Two or more races non-Hispanic124.050.380.31%LIMITED
White non-Hispanic4,494.9244.500.99%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →