ZIP profile

Banking access in ZIP 95315

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.2664. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.2664
National pressure rank#4,645 of 20,307
National percentile74.62
State pressure rank#245 of 1,479
State percentile79.72
Weighted banking-desert geography0.00%
Weighted potential-desert geography16.53%
Population banking-desert exposure0.00%
Population potential-desert exposure14.18%
Allocated population14,360.14
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic106.980.000.00%LIMITED
Asian non-Hispanic605.820.000.00%LIMITED
Black non-Hispanic2.660.000.00%LIMITED
Residents with disabilities1,844.100.000.00%STANDARD
Hispanic10,084.730.000.00%HIGH
Older residents1,239.740.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color10,865.360.000.00%HIGH
Two or more races non-Hispanic65.170.000.00%LIMITED
White non-Hispanic3,494.780.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →