ZIP profile

Banking access in ZIP 95304

California · San Joaquin CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 33.9185. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index33.9185
National pressure rank#2,229 of 20,307
National percentile86.6
State pressure rank#124 of 1,479
State percentile87.9
Weighted banking-desert geography30.79%
Weighted potential-desert geography6.26%
Population banking-desert exposure16.32%
Population potential-desert exposure10.59%
Allocated population10,441.87
Allocated population in banking deserts1,704.04

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic40.4920.7051.12%LIMITED
Asian non-Hispanic1,218.23118.939.76%STANDARD
Black non-Hispanic357.7847.5313.28%LIMITED
Residents with disabilities981.45299.0130.47%LIMITED
Hispanic2,932.65424.5314.48%STANDARD
Older residents1,119.56352.5731.49%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color5,878.44752.3012.80%HIGH
Two or more races non-Hispanic1,323.23140.6110.63%STANDARD
White non-Hispanic4,563.43951.7420.86%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →