ZIP profile

Banking access in ZIP 95301

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.1333. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.1333
National pressure rank#6,126 of 20,307
National percentile67.25
State pressure rank#340 of 1,479
State percentile73.29
Weighted banking-desert geography0.46%
Weighted potential-desert geography3.34%
Population banking-desert exposure0.38%
Population potential-desert exposure1.84%
Allocated population38,540.91
Allocated population in banking deserts145.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic199.170.000.00%LIMITED
Asian non-Hispanic2,513.670.790.03%STANDARD
Black non-Hispanic1,269.133.180.25%STANDARD
Residents with disabilities5,260.598.780.17%HIGH
Hispanic19,862.4685.660.43%HIGH
Older residents4,838.4811.140.23%STANDARD
Other race non-Hispanic15.140.452.96%LIMITED
People of color24,722.5694.790.38%HIGH
Two or more races non-Hispanic707.474.710.67%LIMITED
White non-Hispanic13,818.3550.220.36%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →