ZIP profile

Banking access in ZIP 95228

California · Calaveras CA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 29.2626. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index29.2626
National pressure rank#2,465 of 20,307
National percentile85.44
State pressure rank#135 of 1,479
State percentile87.15
Weighted banking-desert geography0.00%
Weighted potential-desert geography58.53%
Population banking-desert exposure0.00%
Population potential-desert exposure65.19%
Allocated population4,110.80
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic84.000.000.00%LIMITED
Black non-Hispanic150.000.000.00%LIMITED
Residents with disabilities802.900.000.00%LIMITED
Hispanic627.910.000.00%LIMITED
Older residents1,255.980.000.00%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color945.550.000.00%LIMITED
Two or more races non-Hispanic83.650.000.00%LIMITED
White non-Hispanic3,165.250.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →