ZIP profile

Banking access in ZIP 95223

California · Calaveras CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.7206. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.7206
National pressure rank#3,494 of 20,307
National percentile80.34
State pressure rank#176 of 1,479
State percentile84.38
Weighted banking-desert geography2.31%
Weighted potential-desert geography28.81%
Population banking-desert exposure2.93%
Population potential-desert exposure16.03%
Allocated population3,175.55
Allocated population in banking deserts93.11

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic26.7726.7599.92%LIMITED
Asian non-Hispanic61.590.480.78%LIMITED
Black non-Hispanic7.840.8010.25%LIMITED
Residents with disabilities599.5614.622.44%LIMITED
Hispanic248.2314.705.92%LIMITED
Older residents1,338.9427.072.02%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color381.1045.3111.89%LIMITED
Two or more races non-Hispanic30.672.578.38%LIMITED
White non-Hispanic2,794.4547.801.71%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →