ZIP profile

Banking access in ZIP 95205

California · San Joaquin CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.7316. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.7316
National pressure rank#5,348 of 20,307
National percentile71.13
State pressure rank#287 of 1,479
State percentile76.88
Weighted banking-desert geography0.00%
Weighted potential-desert geography9.46%
Population banking-desert exposure0.00%
Population potential-desert exposure14.24%
Allocated population35,190.75
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic3.180.000.00%LIMITED
Asian non-Hispanic2,339.040.000.00%STANDARD
Black non-Hispanic1,980.900.000.00%STANDARD
Residents with disabilities5,158.080.000.00%HIGH
Hispanic26,313.880.000.00%HIGH
Older residents3,192.870.000.00%STANDARD
Other race non-Hispanic21.850.000.00%LIMITED
People of color31,240.730.000.00%HIGH
Two or more races non-Hispanic536.840.000.00%LIMITED
White non-Hispanic3,950.030.000.00%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →