ZIP profile

Banking access in ZIP 95127

California · Santa Clara CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.3108. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.3108
National pressure rank#7,167 of 20,307
National percentile62.0
State pressure rank#413 of 1,479
State percentile68.36
Weighted banking-desert geography0.31%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.07%
Population potential-desert exposure0.00%
Allocated population61,229.90
Allocated population in banking deserts44.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic108.880.000.00%LIMITED
Asian non-Hispanic15,801.234.210.03%HIGH
Black non-Hispanic930.250.360.04%LIMITED
Residents with disabilities5,552.065.480.10%HIGH
Hispanic34,528.8515.800.05%HIGH
Older residents8,026.7210.570.13%HIGH
Other race non-Hispanic72.200.000.00%LIMITED
People of color53,253.4221.100.04%HIGH
Two or more races non-Hispanic1,555.200.730.05%STANDARD
White non-Hispanic7,976.4823.390.29%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →