ZIP profile

Banking access in ZIP 95076

California · Santa Cruz CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 3.1635. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index3.1635
National pressure rank#5,793 of 20,307
National percentile68.92
State pressure rank#320 of 1,479
State percentile74.65
Weighted banking-desert geography0.01%
Weighted potential-desert geography6.31%
Population banking-desert exposure0.01%
Population potential-desert exposure4.54%
Allocated population76,727.19
Allocated population in banking deserts7.31

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic103.140.000.00%LIMITED
Asian non-Hispanic1,576.220.370.02%STANDARD
Black non-Hispanic543.550.000.00%LIMITED
Residents with disabilities9,077.410.510.01%HIGH
Hispanic54,810.370.340.00%HIGH
Older residents9,919.351.690.02%HIGH
Other race non-Hispanic147.980.050.03%LIMITED
People of color58,245.550.980.00%HIGH
Two or more races non-Hispanic1,028.290.230.02%STANDARD
White non-Hispanic18,481.646.340.03%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →