ZIP profile

Banking access in ZIP 95066

California · Santa Cruz CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 2.0665. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index2.0665
National pressure rank#6,154 of 20,307
National percentile67.1
State pressure rank#343 of 1,479
State percentile73.09
Weighted banking-desert geography1.71%
Weighted potential-desert geography0.72%
Population banking-desert exposure1.13%
Population potential-desert exposure0.84%
Allocated population14,006.36
Allocated population in banking deserts158.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic2.320.000.00%LIMITED
Asian non-Hispanic997.877.940.80%LIMITED
Black non-Hispanic61.300.000.00%LIMITED
Residents with disabilities1,494.8611.030.74%STANDARD
Hispanic1,529.487.290.48%STANDARD
Older residents2,687.0736.521.36%STANDARD
Other race non-Hispanic67.461.061.57%LIMITED
People of color3,439.1621.190.62%STANDARD
Two or more races non-Hispanic734.734.890.67%LIMITED
White non-Hispanic10,567.20137.291.30%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →