ZIP profile

Banking access in ZIP 95060

California · Santa Cruz CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 12.8667. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index12.8667
National pressure rank#3,961 of 20,307
National percentile78.03
State pressure rank#198 of 1,479
State percentile82.89
Weighted banking-desert geography9.60%
Weighted potential-desert geography6.53%
Population banking-desert exposure6.57%
Population potential-desert exposure6.74%
Allocated population47,400.31
Allocated population in banking deserts3,113.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic56.010.000.00%LIMITED
Asian non-Hispanic3,232.15177.005.48%STANDARD
Black non-Hispanic778.0373.009.38%LIMITED
Residents with disabilities5,139.79345.006.71%HIGH
Hispanic9,080.40473.005.21%HIGH
Older residents7,451.50675.009.06%HIGH
Other race non-Hispanic304.467.002.30%LIMITED
People of color15,437.93854.005.53%HIGH
Two or more races non-Hispanic1,946.09124.006.37%STANDARD
White non-Hispanic31,962.382,259.007.07%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →