ZIP profile

Banking access in ZIP 95045

California · San Benito CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.6672. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.6672
National pressure rank#62 of 20,307
National percentile98.4
State pressure rank#8 of 1,479
State percentile97.16
Weighted banking-desert geography99.67%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.76%
Population potential-desert exposure0.00%
Allocated population5,288.75
Allocated population in banking deserts5,276.22

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic31.9731.97100.00%LIMITED
Asian non-Hispanic352.72352.5099.94%LIMITED
Black non-Hispanic1.190.7764.30%LIMITED
Residents with disabilities656.19655.0099.82%LIMITED
Hispanic2,184.192,178.7099.75%STANDARD
Older residents993.59991.5999.80%LIMITED
Other race non-Hispanic0.040.007.99%LIMITED
People of color2,719.442,712.5099.74%STANDARD
Two or more races non-Hispanic149.30148.5699.51%LIMITED
White non-Hispanic2,569.312,563.7299.78%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →