ZIP profile

Banking access in ZIP 93960

California · Monterey CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.6675. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.6675
National pressure rank#4,400 of 20,307
National percentile75.84
State pressure rank#227 of 1,479
State percentile80.93
Weighted banking-desert geography9.37%
Weighted potential-desert geography0.59%
Population banking-desert exposure1.23%
Population potential-desert exposure0.78%
Allocated population26,619.01
Allocated population in banking deserts328.24

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic94.2110.0610.68%LIMITED
Asian non-Hispanic509.150.000.00%LIMITED
Black non-Hispanic2,362.670.000.00%STANDARD
Residents with disabilities2,707.2150.291.86%STANDARD
Hispanic20,022.46182.120.91%HIGH
Older residents1,665.9873.594.42%STANDARD
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color23,376.10203.290.87%HIGH
Two or more races non-Hispanic296.3411.123.75%LIMITED
White non-Hispanic3,242.91124.943.85%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →