ZIP profile

Banking access in ZIP 93924

California · Monterey CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 83.002. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index83.002
National pressure rank#476 of 20,307
National percentile96.37
State pressure rank#40 of 1,479
State percentile95.0
Weighted banking-desert geography83.00%
Weighted potential-desert geography0.00%
Population banking-desert exposure81.41%
Population potential-desert exposure0.00%
Allocated population6,042.28
Allocated population in banking deserts4,918.90

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic13.232.6520.06%LIMITED
Asian non-Hispanic67.0044.7566.79%LIMITED
Black non-Hispanic110.0690.0681.83%LIMITED
Residents with disabilities618.08501.1681.08%LIMITED
Hispanic641.60528.7582.41%LIMITED
Older residents2,171.531,825.5084.06%STANDARD
Other race non-Hispanic4.810.214.35%LIMITED
People of color1,096.72824.7375.20%STANDARD
Two or more races non-Hispanic230.29158.3068.74%LIMITED
White non-Hispanic4,945.564,094.1782.78%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →