ZIP profile

Banking access in ZIP 93923

California · Monterey CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 11.3898. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index11.3898
National pressure rank#4,164 of 20,307
National percentile77.0
State pressure rank#207 of 1,479
State percentile82.29
Weighted banking-desert geography11.39%
Weighted potential-desert geography0.00%
Population banking-desert exposure9.23%
Population potential-desert exposure0.00%
Allocated population14,051.03
Allocated population in banking deserts1,296.87

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic21.910.000.00%LIMITED
Asian non-Hispanic418.324.161.00%LIMITED
Black non-Hispanic79.649.2111.57%LIMITED
Residents with disabilities1,852.28159.658.62%STANDARD
Hispanic1,537.27321.7820.93%STANDARD
Older residents5,582.47390.466.99%HIGH
Other race non-Hispanic76.340.000.00%LIMITED
People of color2,662.75367.7013.81%STANDARD
Two or more races non-Hispanic455.3832.557.15%LIMITED
White non-Hispanic11,388.28929.178.16%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →