ZIP profile

Banking access in ZIP 93908

California · Monterey CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 31.5258. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index31.5258
National pressure rank#2,352 of 20,307
National percentile86.0
State pressure rank#130 of 1,479
State percentile87.49
Weighted banking-desert geography30.95%
Weighted potential-desert geography1.15%
Population banking-desert exposure25.92%
Population potential-desert exposure1.91%
Allocated population11,813.11
Allocated population in banking deserts3,061.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic1.550.000.00%LIMITED
Asian non-Hispanic821.48219.2526.69%LIMITED
Black non-Hispanic19.760.000.00%LIMITED
Residents with disabilities1,062.01257.8224.28%STANDARD
Hispanic3,058.84323.0510.56%STANDARD
Older residents2,366.44920.6438.90%STANDARD
Other race non-Hispanic47.876.7914.18%LIMITED
People of color4,202.18627.6614.94%STANDARD
Two or more races non-Hispanic251.7978.5831.21%LIMITED
White non-Hispanic7,610.932,434.0231.98%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →