ZIP profile

Banking access in ZIP 93635

California · Merced CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.0674. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.0674
National pressure rank#5,543 of 20,307
National percentile70.16
State pressure rank#302 of 1,479
State percentile75.86
Weighted banking-desert geography0.00%
Weighted potential-desert geography8.13%
Population banking-desert exposure0.00%
Population potential-desert exposure5.42%
Allocated population41,778.03
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic138.370.000.00%LIMITED
Asian non-Hispanic1,261.160.000.00%STANDARD
Black non-Hispanic706.990.000.00%LIMITED
Residents with disabilities5,008.290.000.00%HIGH
Hispanic29,639.380.000.00%HIGH
Older residents4,298.340.000.00%STANDARD
Other race non-Hispanic21.000.000.00%LIMITED
People of color33,120.980.000.00%HIGH
Two or more races non-Hispanic911.560.000.00%LIMITED
White non-Hispanic8,657.050.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →