ZIP profile

Banking access in ZIP 93620

California · Merced CA. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 50.2524. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index50.2524
National pressure rank#1,218 of 20,307
National percentile92.69
State pressure rank#84 of 1,479
State percentile92.02
Weighted banking-desert geography0.63%
Weighted potential-desert geography99.25%
Population banking-desert exposure0.96%
Population potential-desert exposure98.82%
Allocated population9,103.66
Allocated population in banking deserts87.68

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic9.060.000.00%LIMITED
Asian non-Hispanic98.120.470.48%LIMITED
Black non-Hispanic386.341.920.50%LIMITED
Residents with disabilities928.835.310.57%LIMITED
Hispanic6,360.8951.800.81%HIGH
Older residents1,187.796.740.57%STANDARD
Other race non-Hispanic11.500.272.36%LIMITED
People of color7,088.1757.310.81%HIGH
Two or more races non-Hispanic221.812.851.28%LIMITED
White non-Hispanic2,015.4930.361.51%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →