ZIP profile

Banking access in ZIP 93458

California · Santa Barbara CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 16.7015. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index16.7015
National pressure rank#3,496 of 20,307
National percentile80.33
State pressure rank#177 of 1,479
State percentile84.31
Weighted banking-desert geography16.65%
Weighted potential-desert geography0.11%
Population banking-desert exposure14.66%
Population potential-desert exposure0.03%
Allocated population56,967.85
Allocated population in banking deserts8,351.38

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic31.980.000.00%LIMITED
Asian non-Hispanic2,328.341,048.7445.04%STANDARD
Black non-Hispanic607.8715.992.63%LIMITED
Residents with disabilities4,398.76808.1918.37%STANDARD
Hispanic49,321.316,210.2812.59%HIGH
Older residents4,173.94948.6022.73%STANDARD
Other race non-Hispanic21.9821.98100.00%LIMITED
People of color52,730.557,345.9413.93%HIGH
Two or more races non-Hispanic419.0748.9611.68%LIMITED
White non-Hispanic4,237.301,005.4423.73%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →