ZIP profile

Banking access in ZIP 93453

California · San Luis Obispo CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 75.4068. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index75.4068
National pressure rank#604 of 20,307
National percentile95.74
State pressure rank#46 of 1,479
State percentile94.59
Weighted banking-desert geography75.41%
Weighted potential-desert geography0.00%
Population banking-desert exposure34.19%
Population potential-desert exposure0.00%
Allocated population2,472.16
Allocated population in banking deserts845.30

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic25.130.130.52%LIMITED
Asian non-Hispanic23.800.000.00%LIMITED
Black non-Hispanic85.0683.3397.96%LIMITED
Residents with disabilities359.1473.2820.40%LIMITED
Hispanic225.1571.2231.63%LIMITED
Older residents697.70287.8641.26%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color407.53168.3041.30%LIMITED
Two or more races non-Hispanic47.9013.2327.62%LIMITED
White non-Hispanic2,064.63677.0032.79%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →