ZIP profile

Banking access in ZIP 93446

California · San Luis Obispo CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 23.4553. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index23.4553
National pressure rank#2,909 of 20,307
National percentile83.24
State pressure rank#150 of 1,479
State percentile86.14
Weighted banking-desert geography23.46%
Weighted potential-desert geography0.00%
Population banking-desert exposure23.28%
Population potential-desert exposure0.00%
Allocated population43,807.51
Allocated population in banking deserts10,197.69

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic210.8693.5844.38%LIMITED
Asian non-Hispanic951.18152.9916.08%LIMITED
Black non-Hispanic312.15253.3081.15%LIMITED
Residents with disabilities5,181.161,085.7620.96%HIGH
Hispanic12,998.972,563.2219.72%HIGH
Older residents8,325.611,829.7421.98%HIGH
Other race non-Hispanic104.5954.5952.20%LIMITED
People of color16,099.023,364.0820.90%HIGH
Two or more races non-Hispanic1,499.41224.5314.97%STANDARD
White non-Hispanic27,708.496,833.6124.66%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →