ZIP profile

Banking access in ZIP 93440

California · Santa Barbara CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 98.3204. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index98.3204
National pressure rank#138 of 20,307
National percentile98.03
State pressure rank#18 of 1,479
State percentile96.48
Weighted banking-desert geography98.32%
Weighted potential-desert geography0.00%
Population banking-desert exposure95.70%
Population potential-desert exposure0.00%
Allocated population1,128.49
Allocated population in banking deserts1,079.98

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.220.000.00%LIMITED
Asian non-Hispanic66.2163.9196.52%LIMITED
Black non-Hispanic23.2122.0294.86%LIMITED
Residents with disabilities130.28121.9193.58%LIMITED
Hispanic306.24285.1793.12%LIMITED
Older residents269.29262.0797.32%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color520.40494.0794.94%LIMITED
Two or more races non-Hispanic80.4978.9498.09%LIMITED
White non-Hispanic608.08585.9196.35%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →