ZIP profile

Banking access in ZIP 93430

California · San Luis Obispo CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 99.9054. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index99.9054
National pressure rank#23 of 20,307
National percentile98.6
State pressure rank#3 of 1,479
State percentile97.5
Weighted banking-desert geography99.91%
Weighted potential-desert geography0.00%
Population banking-desert exposure99.84%
Population potential-desert exposure0.00%
Allocated population2,551.72
Allocated population in banking deserts2,547.56

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic0.000.00UnavailableNOT_AVAILABLE
Asian non-Hispanic66.6566.65100.00%LIMITED
Black non-Hispanic0.010.000.00%LIMITED
Residents with disabilities459.24458.5099.84%LIMITED
Hispanic330.75330.3999.89%LIMITED
Older residents937.52936.1799.86%LIMITED
Other race non-Hispanic27.0027.00100.00%LIMITED
People of color459.64459.2699.92%LIMITED
Two or more races non-Hispanic35.2435.2299.96%LIMITED
White non-Hispanic2,092.072,088.2999.82%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →