ZIP profile

Banking access in ZIP 93405

California · San Luis Obispo CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 1.7252. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index1.7252
National pressure rank#6,302 of 20,307
National percentile66.36
State pressure rank#349 of 1,479
State percentile72.68
Weighted banking-desert geography1.73%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.97%
Population potential-desert exposure0.00%
Allocated population30,819.02
Allocated population in banking deserts299.58

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic70.630.000.00%LIMITED
Asian non-Hispanic2,754.729.980.36%STANDARD
Black non-Hispanic509.530.000.00%LIMITED
Residents with disabilities2,071.0430.471.47%STANDARD
Hispanic4,915.7888.491.80%STANDARD
Older residents2,624.3386.413.29%STANDARD
Other race non-Hispanic101.330.000.00%LIMITED
People of color9,809.5698.681.01%HIGH
Two or more races non-Hispanic1,455.370.210.01%STANDARD
White non-Hispanic21,009.46200.900.96%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →