ZIP profile

Banking access in ZIP 93402

California · San Luis Obispo CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 4.8212. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index4.8212
National pressure rank#5,335 of 20,307
National percentile71.2
State pressure rank#285 of 1,479
State percentile77.01
Weighted banking-desert geography4.82%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.64%
Population potential-desert exposure0.00%
Allocated population14,733.53
Allocated population in banking deserts389.46

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic131.020.000.00%LIMITED
Asian non-Hispanic546.6712.982.37%LIMITED
Black non-Hispanic24.030.000.00%LIMITED
Residents with disabilities2,066.5539.611.92%STANDARD
Hispanic2,842.11115.044.05%STANDARD
Older residents3,909.09112.342.87%STANDARD
Other race non-Hispanic80.000.000.00%LIMITED
People of color4,001.29128.293.21%STANDARD
Two or more races non-Hispanic377.460.270.07%LIMITED
White non-Hispanic10,732.24261.172.43%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →