ZIP profile

Banking access in ZIP 93401

California · San Luis Obispo CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 0.0201. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index0.0201
National pressure rank#7,702 of 20,307
National percentile59.02
State pressure rank#461 of 1,479
State percentile65.04
Weighted banking-desert geography0.02%
Weighted potential-desert geography0.00%
Population banking-desert exposure0.01%
Population potential-desert exposure0.00%
Allocated population28,681.88
Allocated population in banking deserts1.48

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic32.120.000.00%LIMITED
Asian non-Hispanic1,277.940.000.00%STANDARD
Black non-Hispanic811.290.160.02%LIMITED
Residents with disabilities3,019.660.130.00%STANDARD
Hispanic5,811.580.090.00%HIGH
Older residents4,986.520.520.01%STANDARD
Other race non-Hispanic43.000.000.00%LIMITED
People of color8,707.040.270.00%HIGH
Two or more races non-Hispanic714.730.020.00%LIMITED
White non-Hispanic19,974.831.210.01%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →