ZIP profile

Banking access in ZIP 93312

California · Kern CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.9667. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.9667
National pressure rank#4,218 of 20,307
National percentile76.74
State pressure rank#212 of 1,479
State percentile81.95
Weighted banking-desert geography7.27%
Weighted potential-desert geography7.39%
Population banking-desert exposure12.28%
Population potential-desert exposure10.41%
Allocated population57,627.53
Allocated population in banking deserts7,079.12

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic249.060.000.00%LIMITED
Asian non-Hispanic3,547.87262.667.40%STANDARD
Black non-Hispanic1,612.1464.694.01%STANDARD
Residents with disabilities5,573.23407.017.30%HIGH
Hispanic18,260.252,143.4311.74%HIGH
Older residents5,838.81339.115.81%HIGH
Other race non-Hispanic4.000.000.00%LIMITED
People of color25,899.822,620.7310.12%HIGH
Two or more races non-Hispanic2,109.66149.957.11%STANDARD
White non-Hispanic31,727.714,458.3814.05%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →