ZIP profile

Banking access in ZIP 93285

California · Kern CA. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 98.3853. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index98.3853
National pressure rank#136 of 20,307
National percentile98.04
State pressure rank#17 of 1,479
State percentile96.55
Weighted banking-desert geography98.39%
Weighted potential-desert geography0.00%
Population banking-desert exposure98.45%
Population potential-desert exposure0.00%
Allocated population2,226.90
Allocated population in banking deserts2,192.37

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic14.7013.5792.33%LIMITED
Asian non-Hispanic0.140.000.00%LIMITED
Black non-Hispanic3.593.3994.57%LIMITED
Residents with disabilities536.68526.6898.14%LIMITED
Hispanic217.50212.8897.88%LIMITED
Older residents787.07777.7298.81%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color329.97321.4397.41%LIMITED
Two or more races non-Hispanic94.0591.6097.40%LIMITED
White non-Hispanic1,896.931,870.9398.63%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →