ZIP profile

Banking access in ZIP 93105

California · Santa Barbara CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 9.7888. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index9.7888
National pressure rank#4,380 of 20,307
National percentile75.94
State pressure rank#224 of 1,479
State percentile81.14
Weighted banking-desert geography9.79%
Weighted potential-desert geography0.00%
Population banking-desert exposure2.26%
Population potential-desert exposure0.00%
Allocated population25,077.40
Allocated population in banking deserts566.10

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic46.7327.1658.11%LIMITED
Asian non-Hispanic934.951.390.15%LIMITED
Black non-Hispanic169.110.000.00%LIMITED
Residents with disabilities2,313.51129.535.60%STANDARD
Hispanic4,676.2356.401.21%STANDARD
Older residents6,018.93135.782.26%HIGH
Other race non-Hispanic82.460.000.00%LIMITED
People of color6,578.9489.131.35%HIGH
Two or more races non-Hispanic669.464.180.62%LIMITED
White non-Hispanic18,498.46476.972.58%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →