ZIP profile

Banking access in ZIP 92040

California · San Diego CA. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 10.4933. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index10.4933
National pressure rank#4,281 of 20,307
National percentile76.43
State pressure rank#215 of 1,479
State percentile81.74
Weighted banking-desert geography10.49%
Weighted potential-desert geography0.00%
Population banking-desert exposure5.98%
Population potential-desert exposure0.00%
Allocated population45,305.07
Allocated population in banking deserts2,708.25

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic781.99374.0647.83%LIMITED
Asian non-Hispanic1,205.5023.691.96%STANDARD
Black non-Hispanic867.3917.772.05%LIMITED
Residents with disabilities6,174.17444.147.19%HIGH
Hispanic9,682.42470.784.86%HIGH
Older residents7,186.16441.186.14%HIGH
Other race non-Hispanic38.971.975.06%LIMITED
People of color14,671.71971.186.62%HIGH
Two or more races non-Hispanic1,900.9082.914.36%STANDARD
White non-Hispanic30,633.361,737.075.67%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →