ZIP profile

Banking access in ZIP 88318

New Mexico · Lincoln NM. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 89.779. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index89.779
National pressure rank#353 of 20,307
National percentile96.97
State pressure rank#14 of 155
State percentile85.16
Weighted banking-desert geography79.56%
Weighted potential-desert geography20.44%
Population banking-desert exposure74.60%
Population potential-desert exposure25.40%
Allocated population1,082.99
Allocated population in banking deserts807.86

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic44.5344.53100.00%LIMITED
Asian non-Hispanic2.860.000.00%LIMITED
Black non-Hispanic3.713.71100.00%LIMITED
Residents with disabilities299.12246.1482.29%LIMITED
Hispanic411.06289.4370.41%LIMITED
Older residents333.77247.5574.17%LIMITED
Other race non-Hispanic0.000.00UnavailableNOT_AVAILABLE
People of color547.74414.5375.68%LIMITED
Two or more races non-Hispanic85.5876.8689.81%LIMITED
White non-Hispanic535.25393.3373.48%LIMITED

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →