ZIP profile

Banking access in ZIP 83801

Idaho · Kootenai ID. Source year 2025.

Banking-desert dominant

The published Financial Access Pressure Index is 77.3698. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index77.3698
National pressure rank#563 of 20,307
National percentile95.94
State pressure rank#11 of 123
State percentile91.87
Weighted banking-desert geography59.28%
Weighted potential-desert geography36.18%
Population banking-desert exposure59.05%
Population potential-desert exposure35.93%
Allocated population6,562.65
Allocated population in banking deserts3,875.52

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic29.2426.2189.66%LIMITED
Asian non-Hispanic88.4460.6268.55%LIMITED
Black non-Hispanic4.313.8388.84%LIMITED
Residents with disabilities1,148.04694.5260.50%STANDARD
Hispanic165.8551.2430.90%LIMITED
Older residents1,433.99804.1756.08%STANDARD
Other race non-Hispanic59.530.000.00%LIMITED
People of color489.95200.4940.92%LIMITED
Two or more races non-Hispanic140.5456.9440.52%LIMITED
White non-Hispanic6,072.703,675.0460.52%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →