ZIP profile

Banking access in ZIP 81635

Colorado · Garfield CO. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 49.2247. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index49.2247
National pressure rank#1,363 of 20,307
National percentile90.88
State pressure rank#27 of 316
State percentile88.92
Weighted banking-desert geography0.00%
Weighted potential-desert geography98.45%
Population banking-desert exposure0.00%
Population potential-desert exposure99.47%
Allocated population6,899.04
Allocated population in banking deserts0.00

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic65.440.000.00%LIMITED
Asian non-Hispanic40.080.000.00%LIMITED
Black non-Hispanic39.790.000.00%LIMITED
Residents with disabilities794.160.000.00%LIMITED
Hispanic1,576.670.000.00%STANDARD
Older residents1,215.890.000.00%STANDARD
Other race non-Hispanic0.010.000.00%LIMITED
People of color1,883.390.000.00%STANDARD
Two or more races non-Hispanic155.550.000.00%LIMITED
White non-Hispanic5,015.650.000.00%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →