ZIP profile

Banking access in ZIP 81623

Colorado · Garfield CO. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 8.7353. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index8.7353
National pressure rank#4,553 of 20,307
National percentile75.09
State pressure rank#72 of 316
State percentile74.68
Weighted banking-desert geography8.74%
Weighted potential-desert geography0.00%
Population banking-desert exposure1.98%
Population potential-desert exposure0.00%
Allocated population15,354.06
Allocated population in banking deserts304.14

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic43.5024.9357.32%LIMITED
Asian non-Hispanic52.572.745.21%LIMITED
Black non-Hispanic83.922.743.26%LIMITED
Residents with disabilities918.7547.135.13%LIMITED
Hispanic4,575.7314.520.32%STANDARD
Older residents2,351.3369.872.97%STANDARD
Other race non-Hispanic0.480.000.00%LIMITED
People of color4,920.4445.760.93%STANDARD
Two or more races non-Hispanic137.910.820.60%LIMITED
White non-Hispanic10,433.62258.382.48%HIGH

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →