ZIP profile

Banking access in ZIP 81328

Colorado · Montezuma CO. Source year 2025.

Potential-desert dominant

The published Financial Access Pressure Index is 38.8023. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index38.8023
National pressure rank#1,967 of 20,307
National percentile87.9
State pressure rank#34 of 316
State percentile86.71
Weighted banking-desert geography0.35%
Weighted potential-desert geography76.90%
Population banking-desert exposure0.21%
Population potential-desert exposure74.48%
Allocated population4,467.45
Allocated population in banking deserts9.17

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic133.587.605.69%LIMITED
Asian non-Hispanic8.520.000.00%LIMITED
Black non-Hispanic37.210.000.00%LIMITED
Residents with disabilities732.570.910.12%LIMITED
Hispanic364.380.110.03%LIMITED
Older residents1,150.451.080.09%STANDARD
Other race non-Hispanic1.940.000.00%LIMITED
People of color582.807.711.32%LIMITED
Two or more races non-Hispanic37.170.000.00%LIMITED
White non-Hispanic3,884.651.460.04%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →