ZIP profile

Banking access in ZIP 81323

Colorado · Montezuma CO. Source year 2025.

Non-desert with desert exposure

The published Financial Access Pressure Index is 22.013. Higher values indicate more measured physical banking-access pressure. This measure does not identify bank branches, drive-through hours, individual banking behavior, or overall neighborhood quality.

Banking-access measures

Pressure index22.013
National pressure rank#3,030 of 20,307
National percentile82.65
State pressure rank#49 of 316
State percentile81.96
Weighted banking-desert geography20.72%
Weighted potential-desert geography2.59%
Population banking-desert exposure17.15%
Population potential-desert exposure1.50%
Allocated population4,587.56
Allocated population in banking deserts786.88

Geographic shares and population shares use different denominators. Published ranks and percentiles are preserved, including ties. Population estimates are displayed to two decimals; exact source values are in the downloads.

People & financial access

Estimated population-group exposure to banking-desert geography. These are allocated estimates, not counts of unbanked people. Groups overlap and must not be added together.

Population groupRepresented estimateExposed estimateExposure shareEvidence tier
American Indian / Alaska Native non-Hispanic150.2212.158.09%LIMITED
Asian non-Hispanic1.080.000.00%LIMITED
Black non-Hispanic129.740.000.00%LIMITED
Residents with disabilities646.20148.1722.93%LIMITED
Hispanic482.3131.836.60%LIMITED
Older residents1,095.43221.1020.18%STANDARD
Other race non-Hispanic14.560.000.00%LIMITED
People of color875.3652.095.95%LIMITED
Two or more races non-Hispanic91.662.322.53%LIMITED
White non-Hispanic3,712.20734.7919.79%STANDARD

Evidence tiers are passed through from the source. Missing ranks or rates remain unavailable. A zero exposure share does not guarantee that a branch is open or nearby.

Metro association unavailable in this source. No city-level authority is included in this export.

Source year: 2025 in the governed ZIP profile view. Exported October 13, 2026; the export date is not an observation date. Population figures are allocated estimates; groups can overlap. Sources and interpretation →